Garanti Bank International N.V.

Established in 1991, GarantiBank International (GBI) has operations in the Netherlands, Romania, Switzerland, Germany, China, Ukraine and Kazakhstan; as such, its regional expertise in trade finance is in high demand. GBI currently has the highest credit rating ever awarded to a Turkish bank and offers a wide range of financial services including retail and private banking as well as direct and structured transactions designed for institutions.

Garanti Bank Moscow

Established in 1996, GarantiBank Moscow (GBM) operates mainly in corporate and commercial segments. With experience and quality service, it has become the first choice of Russian and Turkish companies operating in various industries within the Russian economy. As part of international capital flows, GBM provides solutions for money transfer requirements of small and medium-size enterprises. The Bank is also a leader in tourism related transactions between Turkey and Russia.

Garanti Securities

Established in 1991, Garanti Securities is a leading Turkish brokerage house offering corporate finance, research and brokerage services. With services in mergers and acquisitions, public offerings and privatizations, private equity, domestic and international brokerage as well as clearing and custody, Garanti Securities maintains its position as the leader in capital markets.

Garanti Asset Management

Established in 1997 as the first company in its business segment, Garanti Asset Management offers mutual fund management, pension fund management and corporate and individual portfolio management solutions. With a corporate investment and management philosophy based on analytical thought, competent human resources and advanced technology, Garanti Asset Management is considered one of the best asset management service providers in Turkey.

Garanti Leasing

Operating in the leasing sector since 1990, Garanti Leasing, utilizing the most extensive distribution network in the sector, to provides leasing support to corporate, commercial, small and medium-size enterprises by financing their product and equipment investments including the purchase of land transportation vehicles, equipment for construction and manufacturing, agricultural machinery, textile machinery and printing presses, as well as real estate investments. Since 2001, Garanti Leasing has received the highest credit ratings among Turkish institutions within its sector and remains a market leader.

Garanti Factoring

Garanti Factoring, which commenced operations back in 1990 as one of the first factoring companies in Turkey, offers mutually beneficial products designed for companies with extensive retail or supplier networks, for corporate enterprises focusing on imports and exports and for SMEs. In addition to traditional factoring products, Garanti Factoring diversifies its product range with solutions customized for individual industries and customers. Dedicated to innovative, creative, dynamic and customer-oriented services, Garanti Factoring is one of Turkey's leading factoring companies.

Garanti Pension and Life

Incorporated in 1992, Garanti Pension and Life solidified its prominent position in the sector by concluding a partnership agreement (15%) with Eureko BV in March 2007. The company focuses on bringing Europe's product diversity to Turkey and taking advantage of its ability to operate all around the country coupled with a solid financial structure to supply the best of private pension and life insurance services.

Garanti Mortgage

Housing finance is one of the most crucial components of global finance. It was the growth potential of this business segment in Turkey that led to the establishment of Garanti Mortgage in October 2007 - the first Turkish company in this sector. The company aims to improve Garanti Bank's expertise in this field and further strengthen its position as a market leader.

Garanti Payment Systems

Established by Garanti Bank in 1999 as the first Turkish example of separating credit card operations from other banking activities, Garanti Payment Systems renders chipbased, multi-brand and co-branded card programs as well as commercial and virtual cards, marketing and e-commerce services for Garanti. As the leading service provider in Turkey's credit and debit cards market, Garanti Payment Systems is a pioneer in domestic and international markets with an innovative and visionary structure.

Garanti Technology

Garanti Technology provides services and consultations related to technology infrastructure, software development on various platforms, Internet applications, integration, system administration, security management, project management and office applications for companies particularly in the banking and finance sector and also for those in the automotive, construction, media and tourism industries. Garanti Technology is one step ahead of the competition with its superior service quality, infrastructure security, uninterrupted transaction skills and ability to offer creative technological solutions and is thus recognized in the sector as a “groundbreaker”.