Investor Relations


Frequently Asked Questions

What are Garanti Bank's vision and mission?

Garanti's vision is to be the best Bank in Europe.

The bank's mission is to continuously and noticeably increase the value it creates for its customers, shareholders, employees, the society and the environment by utilizing its influence, agility and organizational efficiency.

What is Garanti Bank's strategy?
Garanti's strategy is to maintain long-term sustainable growth by continuously creating value.
For details please click.

When was Garanti Bank founded?
Garanti was founded in Ankara in 1946.

To how many customers does Garanti Bank provide financial services?
Garanti provides financial services to over 8 million customers as of the end of 2008.

How many internet customers does Garanti Bank have?
As of the end of 2008, Garanti has over 1 million active internet users.

How many domestic and foreign branches does Garanti Bank have?
As of the end of 2008, Garanti Bank has 721 domestic branches; 5 foreign branches in Luxembourg, Malta and the Turkish Republic of Northern Cyprus, and 4 representative offices in Shanghai, London, Moscow and Düsseldorf.

How many people does Garanti Bank employ?

As of the end of 2008, Garanti has an employee base of over 16,350 employe

What is the bank's ownership structure?

Name Number of Shares TL %Share
DOGUS HOLDING A.S. 112.150.416.189 1.121.504.161,89 26,7025%
DOGUS ARASTIRMA, GELISTIRME ve MUSAVIRLIK HIZ. A.S. 15.955.423.702 159.554.237,02 3,7989%
DOGUS NAKLIYAT VE TIC A.S. 60.654.629 606.546,29 0,0144%
DOGUS GROUP TOTAL 128.166.494.520 1.281.664.945,20 30,5158%
GE ARASTIRMA ve MUSAVIRLIK Ltd. 87.571.249.898 875.712.498,98 20,8503%
OTHERS 204.262.255.582 2.042.622.555,82 48,6339%
GRAND TOTAL 420.000.000.000 4,200.000.000,00 %100.00
*Garanti Bank's majority shareholders are Dogus Holding (geographic origin: Turkey) with a share of 30.52% and GE Capital (geographic origin: USA) with a share of 20.85%.

What are the bank's ratings?

Standard & Poor's ( February 22 , 2010)
Outlook Positive
Long term FC counterparty BB
Long term FC Deposit BB
Moody's (January 8, 2010)
Outlook Stable
Long term FC Deposit Ba3
Long term TL Deposit Baa1
Short term FC Deposit Not-Prime (NP)
Short term TL Deposit Prime-2
FSR C-
National Scale Rating - Long Term/Short Term Aa1.tr / TR - 1
Baseline Credit Assessment Baa1
FITCH (December 11, 2009)
Outlook Stable
Long Term FC BBB-
Short Term FC F3
Individual Rating C
Support 3
Long Term TL BBB-
Short Term TL F3
National Rating AAA (TUR)
JCR Eurasia Rating (February 3 , 2010)
Outlook Stable
Long Term International FC BBB-
Long Term International TL BBB
Long Term National Local Rating AAA (Trk)
Short Term International FC A-3
Short Term International TL A-3
Short Term National Local Rating A-1+ (Trk)
Sponsored Support 1
Stand-Alone A

In which stock exchanges do Garanti Bank shares trade?
Garanti shares are traded on the Istanbul Stock Exchange(ISE) under the ticker symbol "GARAN". The shares are also listed on the London Stock Exchange Main Market (LSE). Garanti shares were initially offered to public in 1990. In 1993, the Bank became the first Turkish company to offer its shares to international markets in the form of American/Global Depositary Receipts (ADR/GDR). These international DRs are currently being traded on the International Order Book (IOB), which is the international market of the LSE.

How many Garanti Bank shares are publicly traded?
Garanti Bank has 2.04 billion publicly traded shares. Garanti shares are traded at Istanbul Stock Exchange (ISE). The publicly traded shares make up a 49% of the free float.

Does each Garanti share have equal representation on the board?
Yes, each Garanti Bank share has equal representation on the board.

What are Garanti Bank's subsidiaries?

  Subsidiaries Address (City/ Country) Parent Bank's Share – If Different, Voting Rights (%) Shares of Other Consolidated Subsidiaries (%)  Method of Consolidation
1 Garanti Finansal Kiralama AŞ Istanbul/Turkey 94.10 5.86 Full Consolidation
2 Garanti Faktoring Hizmetleri AŞ Istanbul/Turkey 55.40 - Full Consolidation
3 Garanti Yatırım Menkul Kıymetler AŞ Istanbul/Turkey 100.00 - Full Consolidation
4 Garanti Portföy Yönetimi AŞ Istanbul/Turkey 100.00 - Full Consolidation
5 Garanti Emeklilik ve Hayat AŞ Istanbul/Turkey 84.91 - Full Consolidation
6 Garanti Bank International NV Amsterdam/Holland 100.00 - Full Consolidation
7 Garanti Bank Moscow Moscow/Russia 75.02 24.86 Full Consolidation
8 Garanti Financial Services Plc Dublin/Ireland 99.99 - Full Consolidation
9 Garanti Fund Management Co Ltd Valetta/Malta 99.50 - Full Consolidation

Where can I view the annual reports of the bank?
Please click to view the annual report.

Who are the members of the Board of Garanti Bank?
The members of the Board of Directors are: the Chairman of the Board of Directors Ferit Faik Şahenk, Chief Executive Officer Ergun Özen, Süleyman Sözen, Ahmet Kamil Esirtgen, Denis Arthur Hall, Dmitri Lysander Stockton, Muammer Cüneyt Sezgin, Des O'Shea, and Xavier Pascal Durand.

Where can I view the bank's articles of association?
Please click to view the articles of association.

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