ELMA

You don't have to do a thing! When money is deposited or your salary is transferred to your Current Account, ELMA will automatically buy Type B ELMA Money Market Funds for you. Your salary and investments will immediately start to appreciate.

Features

• Utility bills, rent, school tuitions and other regular payments can be paid automatically through ELMA.
• You can determine your daily cash need and set it as your limit, which will stay in your Current Account.
• You can use your money which is appreciating in Type B Elma Money Market Funds 7/24 for all your payments and your needs through Garanti Paramatik ATMs, Phone Banking (444 0 333 Alo Garanti) Online Banking and all our branches.

To apply;

You can open an ELMA by using the "Open an Account" step in our Online Banking service or by calling 444 0 333 Alo Garanti.

If you do not have an account with Garanti yet, please visit the nearest Garanti branch to open an account.

For more information;

You can call 444 0 333 Alo Garanti for more information about ELMA.

Foreign nationals who are residing in Turkey shall submit their passport or residence permit and tax identification number to the bank in order to trade and invest in securities. Non resident individuals or legal entities, in addition to the documents mentioned above, shall also submit a notarized evidence issued by the official public institutions in their own country indicating that all their worldwide income is subject to taxation in the country where they reside.