There may be times when you need more money than you have immediately available. With an overdraft account, it can be comforting to know that "extra" cash is there in an emergency.

Overdraft is an account with which you can pay your bills and withdraw money even if you don' t have money in your account.
A credit limit is given to your current YTL account, and you can use this limit whenever you do not have sufficient funds.
Interest is charged on the amount of the loan you have utilized up to the day it is repaid.
You can withdraw cash or make money transfers from your overdraft facility 24 hours a day using your Paramatik card or Garanti Credit Card.
All information regarding transactions in your Overdraft facility is mailed to you in a statement at the end of each month.
You can use the overdraft facility for all your banking transactions.