Introduction
Are you tired of banks making decisions for you?
How would you like to be able to design a credit card that suits your particular needs? Now you can with Flexi card! Just as liquid changes shape to adapt to the container it is in, you can shape your Flexi card to fit the financial parameters of your life! Garanti Technology has made it possible for you to be able to create your custom credit card through Garanti Internet Branch in just 3 steps.

1. Choose Your Rewards Promotion
Your first step in creating your card is to pick the best rewards campaign for you:
- Campaign 1: Pick a favorite sector (such as restaurants, gas, tourism, clothing, etc)
- Campaign 2: Pick 3 Favorite Merchants
- Campaign 3: The highest expenditure of your statement
- Campaign 4: Instant campaign-You can select 12 different transactions per year to which you can apply your desired incentive.

After making your decision, you can decide whether you want extra installments or a higher bonus rate for your chosen campaign.
Extra Installment: 1, 2 or 3 months of extra installments at 0 interest
OR
Higher Bonus rate: 0,4 %,  0,8 % or  1,25 % more bonus

2. Choose your interest rate and bonus rate
Once you have selected your reward promotion, it's time to determine your card's financial terms. By shifting the bars on the screen to fit your preferences, you can determine your interest rate, your bonus rate (for expenditures outside of your chosen campaign) and your annual card fee.
If you make a monthly spending commitment of a predetermined amount, you can have your annual fee reduced to zero.
You can change the particulars of your Flexi card twice a year, and for a very small fee you can also push your statement forward to the following month two times per year.
You can redeem the reward that you collect at Bonus Partner Merchants as Bonus points for free shopping, to pay off your credit card balance, or to buy plane tickets.

Card Design
3. Pick Your Card's Visuals
You can also choose your card design from our 6 standard Flexi designs, over 200 clip art images, or you can even upload a photograph to be used as the surface of the card!

Standard Flexi Packages
If you do not want to create your own card, you can choose from one of our standard Flexi Card packages:
Super Bonus Flexi
Campaign: Extra % 1,25 bonus on the highest expenditure of the statement
- Interest rate: 4,51 %
- Bonus rate: 0,8 %
- Card fee: 50 YTL
Low Interest Flexi
- Interest rate: 3,40 %
- Bonus rate: 0,1 %
- Card fee: 40 YTL
Installment Booster Flexi
Campaign: 2 extra installments for purchases in your chosen sector
- Interest rate: 4,40 %
- Bonus rate: 0,3 %
- Card fee: 40 YTL
Bonus/Installment Combo Package
Campaign: 2 extra installments for the highest expenditure of your statement
- Interest rate: 4,51 %
- Bonus rate: 0,8 %
- Card fee: 50 YTL

Contact
For more information about Flexi card and to apply now, please visit: www.flexicard.com, the official Turkish site, or visit  your nearest branch.

For detailed information
Click for detailed information about Flexi Card.