With an ELMA Account you can earn a return on your money while
you are spending it.

If the level of cash transfers to your account is high and you withdraw money very frequently, an account that invests in B type ELMA money market funds will probably suit your needs best. It will ensure that your idle money is utilized without your having to keep a regular track of it.

ELMA account sells your mutual funds for you as the need arises when you withdraw money or an automatic payment falls due, then buys new mutual funds whenever money is transferred to your account.

ELMA Account pays all utility bills, rent, school fees and similar periodic expenses on behalf of you in accordance with your payment order.

A statement showing all transactions made in your account and the status of your investments is mailed monthly to your address.