You can benefit from our Small Business Loan program to increase business capacity, meet periodic financing needs and renew machinery and equipment in your place of work.

- If you need a temporary loan, you can utilize a Small Business support Program Loan with its flexible maturity and convenient repayment conditions if:
- Your annual turnover is less than $1 million,
- You need less than the equivalent in YTL of $100,000 annually in credit lines,
- If you personally and your company have a good credit history,
- If your business has made a profit for the last two years,
- If you have had the same business for two years or longer.

Obtain a Small Business Loan Application form from your branch, fill it in completely and submit the documents described below. If you meet the qualifications listed above, your loan applications will be processed in two working days.

Document required:
- Registration certificate for your business,
- Authorized signatures,
- A photocopy of the owner's or partners' birth registration,
- If your application is for more than YTL 1.000, the record of your bank account,
- Commerce Registration Newspaper,
- Tax declaration.
- Small Business Support Program Newspaper

General Purpose Loans

- Flexible maturities up to 12 months in Turkish Lira and foreign currencies.
- Equal monthly payments and fixed interest for the duration of the loan.
- A selection of interest rates according to maturity and repayment conditions.

Spot Loan

- Designed to meet the short-term needs of businesses.
- Fixed interest with a maturity of your choice up to one month.

Rediscount Loan

- You can cash checks or promissory notes obtained as payment for goods or services sold before they come due.
- Interest and commission vary according to the maturity of the promissory note.
- If you hold a large number of checks and promissory notes, rediscount loans can give you the cash you need to meet your obligations.

Loans against foreign currency checks

- You can meet your short-term needs by cashing the Eurocheque and other foreign checks in your possession before they become due.
- Interest and commission vary according to the currency.
- If the check is within your credit limit you can active the loan simply by delivering the check to the branch.

Letter of Guarantee (YTL or Foreign Currency)

- A kind of guarantee issued in your name by Garanti with the purpose of meeting the requirements of your business.
- Issued for purchasing of goods, contracts, dealerships, participation in tenders, customs, etc.
- Various maturuties of up to 12 months depending on your needs.

Letter of Credit

- For the purchase in installments of machinery, equipment, goods, etc. from abroad.
- A Letter of Credit enables you to conduct international trade transactions with confidence.

Acceptance Credit

- This type of credit enables you to receive the goods ordered from abroad before making the payment against the Bill of Exchange issued by the vendor.

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